Terms of Service

Welcome to Cover My Confetti. Cover My Confetti and covermyconfetti.com are operated by Inspire Risk Advisors LLC. Stephen Wright dba Inspire Risk Advisors LLC is a licensed insurance agent in Arizona. By using this website, you agree to these terms.

Educational purpose

THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. Insurance products are offered through licensed parties and partners such as The Event Helper (hosts) and Thimble (professionals), subject to underwriting and policy terms. Insurance products and features are subject to underwriting criteria and may not be available in all states.

No professional advice

Nothing here is legal, tax, or insurance advice tailored to your situation. Consult a licensed professional and read your policy.

Affiliate disclosure

We are an appointed agent/affiliate of The Event Helper. We may be compensated when you use partner links (including The Event Helper and Thimble) to request quotes or purchase coverage.

Acceptable use

Do not misuse this site, attempt to disrupt it, or use its content unlawfully. Do not scrape the site in a way that degrades service.

Intellectual property

Site design, copy, and branding elements are owned by their respective owners. You may not copy substantial portions for commercial reuse without permission.

Disclaimer of warranties

This site is provided “as is.” We disclaim warranties to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.

External services

Quotes, payments, and policy documents on third-party sites are governed by those parties’ terms.

Changes

We may modify these terms by posting an updated version on this page.